Comments on: How to Find the Best Graduate School for you http://www.veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you/ Self Discipline Wed, 08 Feb 2012 02:44:04 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Evangeline http://www.veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you/comment-page-1/#comment-118 Evangeline Sun, 31 May 2009 15:48:59 +0000 http://veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you#comment-118 i took out loans for grad school through sallie mae. however, i would strongly caution against borrowing more than 10 K if you can help it. i made a grave mistake in going to grad school right after college. now i am paying back the $$$ that i earn! in the meantime i also had consumer debt. i should have worked for a year. that would have been much better. if you can, put off grad school for 1 or 2 years. then you do not have to borrow much and you will not have a lot of debt.<br><b>References : </b><br>life experience as a grad student and now a POOR individual. i took out loans for grad school through sallie mae. however, i would strongly caution against borrowing more than 10 K if you can help it. i made a grave mistake in going to grad school right after college. now i am paying back the $$$ that i earn! in the meantime i also had consumer debt. i should have worked for a year. that would have been much better. if you can, put off grad school for 1 or 2 years. then you do not have to borrow much and you will not have a lot of debt.
References :
life experience as a grad student and now a POOR individual.

]]> By: ceejade http://www.veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you/comment-page-1/#comment-117 ceejade Sun, 31 May 2009 15:46:59 +0000 http://veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you#comment-117 in the US, subsidized stafford loans are the best. 6.8% fixed interest, and no interest accrues while you are in school. You must file a FAFSA for this loan, and you must be a us citizen or permanent resident, and not be in default on any other loans. Other loans maybe cheaper, but will have a variable interest rate, and interest will accrue while you are in school<br><b>References : </b><br>I've been working in financial aid for over 13 years. For FAFSA visit www.fafsa.ed.gov in the US, subsidized stafford loans are the best. 6.8% fixed interest, and no interest accrues while you are in school. You must file a FAFSA for this loan, and you must be a us citizen or permanent resident, and not be in default on any other loans. Other loans maybe cheaper, but will have a variable interest rate, and interest will accrue while you are in school
References :
I've been working in financial aid for over 13 years.

For FAFSA visit http://www.fafsa.ed.gov

]]> By: Shaljan A http://www.veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you/comment-page-1/#comment-116 Shaljan A Sun, 31 May 2009 15:44:59 +0000 http://veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you#comment-116 You have more options than you may think. Federal student loans Federal student loans, which include Stafford (Federal Stafford loans are fixed-rate student loans made to undergraduate and graduate students who are attending colleges and universities at least half time. Stafford loans are the most common and one of the lowest-cost forms of education funding.) and Graduate PLUS loans (Graduate PLUS loans are federally sponsored loans for students attending graduate school. With a Grad PLUS loan, you may borrow up to the full cost of your education, less other financial aid received including Federal Stafford loans.), are often the least expensive way for graduate students to borrow. Students should first exhaust their federal Stafford loan eligibility and then consider the Graduate PLUS loan to help cover unmet costs. Private student loans For graduate students who do not choose a Graduate PLUS loan to help them meet additional grad school expenses not covered with Federal Stafford and other aid, Sallie Mae also offers private graduate student loan programs with competitive rates and fees as well as great repayment benefits for graduate students attending dental, business, law, or medical schools. In addition to these specialized student loans for graduate school students, Sallie Mae offers the Signature Student Loan and Tuition Answer Loan as additional private loan alternatives to help fund your graduate degree.<br><b>References : </b><br>http://www.staffordloan.com/ http://www.salliemae.com You have more options than you may think.

Federal student loans

Federal student loans, which include Stafford (Federal Stafford loans are fixed-rate student loans made to undergraduate and graduate students who are attending colleges and universities at least half time. Stafford loans are the most common and one of the lowest-cost forms of education funding.) and Graduate PLUS loans (Graduate PLUS loans are federally sponsored loans for students attending graduate school. With a Grad PLUS loan, you may borrow up to the full cost of your education, less other financial aid received including Federal Stafford loans.), are often the least expensive way for graduate students to borrow. Students should first exhaust their federal Stafford loan eligibility and then consider the Graduate PLUS loan to help cover unmet costs.

Private student loans

For graduate students who do not choose a Graduate PLUS loan to help them meet additional grad school expenses not covered with Federal Stafford and other aid, Sallie Mae also offers private graduate student loan programs with competitive rates and fees as well as great repayment benefits for graduate students attending dental, business, law, or medical schools.

In addition to these specialized student loans for graduate school students, Sallie Mae offers the Signature Student Loan and Tuition Answer Loan as additional private loan alternatives to help fund your graduate degree.
References :
http://www.staffordloan.com/
http://www.salliemae.com

]]> By: Kristy T http://www.veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you/comment-page-1/#comment-115 Kristy T Sun, 31 May 2009 10:42:36 +0000 http://veryeasydiscipline.com/school-discipline/how-to-find-the-best-graduate-school-for-you#comment-115 <b>where can i find the best student loan for my graduate school?</b><br>which loan company has the lowest interest rates? which is the best? where can i find the best student loan for my graduate school?
which loan company has the lowest interest rates? which is the best?

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